Home loan – sounds scary, right? Some people like to call it short term crutch, but I am not that critical, because I am well aware that in our country, buying an apartment without using a loan is an abstraction for most young people. This does not mean, however, that you can approach the issue of taking a loan just …
When we are in a financial emergency, when we have money problems and we must then find a quick solution, we do not necessarily have the time to compare the offers of each establishment, but also to make appointments. For all these reasons, more and more people are turning to online loan, which allows them to do all the paperwork …
The assignment of a mortgage, i.e. the transfer of a loan to one person, most often occurs in the event of a breakup or divorce. The transfer of the loan requires the consent of the bank and the existing borrowers. The effect of the signed contract is “release” from the payment of one of the debtors.
Mortgage assignment – what …
In one of the previous entries, I explained what the Credit Information Bureau is and how much it influences our financial decisions. At the same time, I promised to create a guide for those who want to build a positive history at BIK and thus increase their chances of obtaining good loan terms. I got to work and here it …
Let’s go back to, say, 2005. The economy is accelerating, we earn more and more, we can afford better and better products. Imagine a group of friends. Ordinary party. Suddenly, one person announces that he intends to take a mortgage in PLN.
Reaction? Surprise, surprise, lots of questions about the reason for such an absurd decision. Sounds familiar? It was …
If you are a regular reader of my blog, you certainly already know how much information that the Credit Information Bureau has collected about you has a huge impact on your creditworthiness and financial credibility. Did you miss it? In that case, take a look at the entry about how BIK works and how to build creditworthiness.
Although I have …
If life has brought you its share of unforeseen events or you are simply spending a lot of money, don’t worry, there are solutions to restore your credit and thus regain your morale. Here are the steps to tackle the problem at the source to get rid of it as quickly as possible and get off to a good start.…
People with bad credit or who have recently had a bad or late repayment are routinely refused when they apply for a personal loan from a banking institution.
For these borrowers, however, there is a solution: the personal loan without a credit check. But is this type of loan granted regardless of the client’s situation?
AN ALTERNATIVE TO THE CLASSIC …
Borrowing on a short-term basis is a solution that makes it possible, in particular, to cope with emergency situations or difficult months. And when you have a bad credit rating, the only option is often to apply for a loan without a credit check . Here are three tips for success.
1. Meet the basic criteria
Only a portion of …
It is precisely for this type of situation that loans for people in difficulty were created. But are these loans really worth it?
ANALYZE THE SITUATION
It is difficult to have clear ideas when you find yourself in financial difficulty. And yet this is exactly the type of case where it is necessary to take a step back to ask …
