2026 State DSCR & Cap-Rate Intelligence Report · Mississippi (MS) · californiaprivatemoneyloan.com
Mississippi Executive Underwriting Summary: Across 4 tracked Mississippi investment markets, 1–4 unit rental properties average $225,000 in acquisition price against $1,820/month in Form 1007 market rent (9.71% gross rental yield) and $1,090/door/month on 5–25 unit multifamily assets. Investors underwriting Mississippi DSCR loans must factor a 0.78% effective property tax rate (~$1,755/yr), $760/$100k hazard insurance (~$1,710/yr), and a Non-Judicial (Deed of Trust Power of Sale) statutory framework (45–70 days typical timeline).