2026 State DSCR & Cap-Rate Intelligence Report · Pennsylvania (PA) · californiaprivatemoneyloan.com
Pennsylvania Executive Underwriting Summary: Across 9 tracked Pennsylvania investment markets, 1–4 unit rental properties average $315,000 in acquisition price against $2,480/month in Form 1007 market rent (9.45% gross rental yield) and $1,460/door/month on 5–25 unit multifamily assets. Investors underwriting Pennsylvania DSCR loans must factor a 1.49% effective property tax rate (~$4,694/yr), $490/$100k hazard insurance (~$1,544/yr), and a Judicial (Action in Mortgage Foreclosure) statutory framework (180–250 days typical timeline).