- 1. Post-Acquisition Tax Reassessment Trigger
- Statutory county assessor periodic revaluation; underwriters use post-acquisition projected tax bill (typically 85%–100% of purchase price × county millage rate).
- 2. Hazard, Windstorm & Catastrophe Insurance Tier
- Main Line Philadelphia Suburban Corridor
- 3. Mortgage Recording, Doc Stamp & Transfer Tax Rule
- Combined State + County Realty Transfer & Recordation Tax (typically 2.0%–4.28% split between buyer and seller by local custom).
- 4. Wholesale Escrow & Tax-Reduction Strategy
- Underwrite post-acquisition tax bill using county millage calculator to prevent Year-2 escrow shortage.